Car Title Loans in Ephraim, Utah

Do you need cash now? One Way Car Title Loans serves the Ephraim, Utah area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Ephraim

Ephraim is a city in Sanpete County, Utah, United States. The population was 6,135 at the 2010 census, making it the largest city in Sanpete County. It is the location of Snow College and is located along U.S. Route 89.

Ephraim was founded in 1854. Located directly opposite a Native American settlement, Ephraim served as Sanpete County's most important fort through the end of the Black Hawk War in 1868, which is also the year the city incorporated. The presence of the fort drew diverse settlers to the city, and by 1880 the city was nearly 90% Scandinavian. Although the city's initial growth was based on the fort and later on agriculture, more recently its growth can be attributed primarily to the presence of Snow College. Ephraim surpassed Manti as the largest city in the county during the 1960 Census and has since surpassed 5,000.

As of the census of 2000, there were 4,505 people, 1,128 households, and 753 families residing in the city. The population density was 1,262.4 people per square mile (487.2/km²). There were 1,275 housing units at an average density of 357.3 per square mile (137.9/km²). The racial makeup of the city was 89.23% White, 0.38% African American, 0.38% Native American, 1.29% Asian, 0.53% Pacific Islander, 6.86% from other races, and 1.33% from two or more races. Hispanic or Latino of any race were 9.86% of the population.

Ephraim is in the South Sanpete School District and has one elementary school and one middle school. High school students attend Manti High School, while the Sanpete Academy, which is an alternative high school for both the North Sanpete and South Sanpete School Districts, is located on the campus of Snow College. It is also the location of Snow College, which was founded in 1888 as the LDS Sanpete Stake Academy. It was later renamed Snow Academy in honor of LDS president Lorenzo Snow, and finally to Snow College in 1923. Ownership of the college was transferred to Utah in 1932. Current enrollment is around 3,300, some of whom attend the Richfield campus. Utah State University operates a branch campus in Ephraim that offers Bachelors and Graduate Degrees.