Car Title Loans in Winnsboro, Texas

Do you need cash now? One Way Car Title Loans serves the Winnsboro, Texas area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Winnsboro

Winnsboro is a city in Franklin and Wood Counties in the U.S. state of Texas, located 40 miles north of Tyler. The population was 3,434 at the 2010 census. Settlement of Winnsboro began in the 1850s with a post office established between 1854 and 1855.

As of the census of 2000, there were 3,584 people, 1,300 households, and 813 families residing in the city. The population density was 973.9 people per square mile (376.0/km²). There were 1,491 housing units at an average density of 405.1 per square mile (156.4/km²). The racial makeup of the city was 85.71% White, 8.90% African American, 0.75% Native American, 0.64% Asian, 0.11% Pacific Islander, 2.73% from other races, and 1.14% from two or more races. Hispanic or Latino of any race were 3.4% of the population.

It was announced on June 13, 2012 that a criminal investigation has been launched against the Winnsboro Police Department by the FBI. As a result, the Wood County, Texas, District Attorney has suspended prosecution of all cases from that department. The investigation into the Winnsboro Police Department centers on allegations that two officers planted drugs on people, then arrested them on drug charges. A civil lawsuit was filed by Jason Brummell who said officers planted drugs in his vehicle during a 2008 traffic stop. Mr. Brummell filed the lawsuit in 2009 against the city of Winnsboro, the Winnsboro police chief and three officers. Dustin Swann, also of Pittsburg, filed a similar suit. Both lawsuits have since been settled by the city In addition to these allegations, there have been four separate civil suits dating back to 2008 detailing similar complaints - that Winnsboro officers falsified reports. According to a statement, Police Chief J.L Miller said he stands by his officers 100%. Additionally, Mayor Carolyn Jones, speaking on behalf of the city council, also said they support the department as well.