Car Title Loans in Shallowater, Texas

Do you need cash now? One Way Car Title Loans serves the Shallowater, Texas area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Shallowater

Shallowater is a city in Lubbock County, Texas, United States. Shallowater is on U.S. Route 84 and the Burlington Northern Santa Fe line, 12 miles (19 km) northwest of Lubbock. The population was 2,484 at the 2010 census. It is part of the Lubbock Metropolitan Statistical Area.

As early as 1909 J. C. (Jim) Bowles, whose ranch was adjacent to the site of what is now Shallowater, persuaded Bob Crump, a member of a ranching family, to help form a townsite company and attract a railroad to go through the area. Land was purchased for the townsite on May 18, 1909. A school was built at that time. After Santa Fe railroad officials received a bonus from rancher George W. Littlefield of the Yellow House Ranch, negotiations were finally completed. The originators of the plan, and other interested individuals, formed the Ripley Townsite Company, which was named after a Santa Fe railroad official and was incorporated on May 22, 1909. The company decided to name the new town Shallowater to attract settlers. On June 26, 1913, a celebration was held to note the founding of the town and completion of the railroad. By the time the town was established, the ranching industry in the area was waning and many of the large ranches were being divided into smaller lots for farmers. Cotton became an important cash crop. During the 1920s Shallowater grew rapidly, and the town had a hotel, a lumberyard, and various filling stations, grocery stores, cotton gins, drugstores, barbershops, garages, blacksmith shops, and other businesses. Several churches and schools were also built. A county park with a clubhouse was established, a public well was constructed, and a real depot building was built to replace the boxcar the town had been using for years. From 1920 to 1922 the railroad station was known as Pacita. In 1928 the town had an estimated population of 250. In 1955 Shallowater was incorporated with a mayor-council form of city government, and during the 1960s the town had five churches, a school, a bank, a library, and a newspaper. The community in 1970 had thirty businesses, including one of the largest hatcheries in the county. The population of Shallowater was 1,001 in 1960 and 1,339 in 1970. In the late 1980s Shallowater had a post office, seventeen businesses, and a population of 2,107. It was a farm marketing center with processing and storing facilities. In 1990 its population was 1,708.

The City of Shallowater is served by five churches: First Baptist Church (www.firstshallowater.org), New Hope Community Church, First United Methodist (www.shallowaterumc.org), St. Philip Catholic Church, and the Twelfth Street Church of Christ. The churches meet once a year for a community Thanksgiving service.