Car Title Loans in McAllen, Texas

Do you need cash now? One Way Car Title Loans serves the McAllen, Texas area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About McAllen

McAllen is the twentieth most populous city in Texas and the largest city in Hidalgo County, Texas. It is located at the southern tip of Texas in the Rio Grande Valley, and is part of the Southern United States. It is on the Rio Grande, across from the Mexican city of Reynosa, and is about 70 miles (110 km) west of South Padre Island and the Gulf of Mexico. The 2012 estimates put the city's population at 134,719 and the McAllen–Edinburg–Mission metropolitan area at 804,934. The Reynosa–McAllen Metropolitan Area counts a population of nearly 1.7 million.

Since its settling in 1904 the area around McAllen was largely rural and agricultural in character, but the latter half of the 20th century saw steady growth, which accelerated during the 1980s, leading to an economic and population boom in the 1990s and 2000s. Today the McAllen–Edinburg–Mission metropolitan area is one of the fastest growing metropolitan areas in the United States, although most of its growth has been in surrounding smaller cities. The introduction of the maquiladora economy and the North American Free Trade Association led to a boom in international trade, cross-border commerce with Mexico, and health care. McAllen's Medicare spending per capita has attracted national scrutiny, due to a sharp increase from the national average in 1992, to a near national high by 2006.

McAllen is a regional retail destination for Northeastern Mexican states. While McAllen's total population is 20th among Texas cities, it ranks 12th in overall retail sales, and third in the state in total retail sales both per household and per capita.

McAllen is situated on land that was part of porciones 63 and 64, granted by Spain to Antonio Gutiérrez and Juan Antonio Villareal, respectively, in 1767. Gutiérrez and his heirs inhabited the land at least up to 1883, and Villareal's heirs lived on his land for at least fifty years prior to 1852. The Santa Anita Ranch was established around 1797 by José Manuel Gómez, who received the land grant from Spain in 1800. He raised cattle, sheep, goats, and horses on his ranch and helped to continue colonizing the area. His great-granddaughter Salomé Ballí, who inherited the land in the early 1800s, married John Young, a Brownsville businessman in about 1848. They proceeded to acquire land in the surrounding area, and in 1852 Young applied for porciones 64 and 65 in southern Hidalgo County. Young died in 1859, leaving his holdings to his widow and son, John J. Young, with John McAllen, Young's assistant, as manager. McAllen married Salomé Ballí de Young in 1861, and in 1862 they had a son, James Ballí McAllen. They continued adding land to the ranch, which was renamed the McAllen Ranch. The site of present-day McAllen was within the ranch's boundaries.

McAllen adopted a home rule charter in 1927. Canning factories, a winery, tortilla plants, wood-working plants, and some oil exploration increased the population to 9,074 by 1930. In 1936 Hiram Garner opened the Valley Distillery, Incorporated, which produced wines from citrus juices. The town was a petroleum and farm chemurgic center with a population of 11,877 in 1940, by which time it had adopted the nickname the City of Palms. In 1941, a suspension bridge replaced the old bridge to Reynosa, Tamaulipas, Tamaulipas; the new toll bridge was purchased by the city and was named the McAllen-Hidalgo-Reynosa International Bridge. Its construction resulted in increased tourist trade, making McAllen a winter resort and port of entry to Mexico. The discovery of oil in the Reynosa area in 1947 resulted in a large migration of people from the Mexican interior, constituting a new tourist market and cheap labor supply for McAllen. The sister cities were linked as a result of the increased traffic between them. The population of McAllen was 20,005 in 1950 and 32,728 in 1960. The McAllen-Hidalgo-Reynosa International Bridge was the number-two port of entry into Mexico in 1954.

McAllen was an agricultural, oil, and tourist center in 1970, when the population reached 37,636. By the start of the 1970s, McAllen had a 200-bed hospital and a new air-conditioned high school, the first school in the nation featuring on-site power generated by natural-gas-powered turbines. The tourism industry continued to expand as people traveled to the area from both Mexico and the northern United States. The population continued to grow steadily through the 1970s, and reached 66,281 by 1980. During the late 1980s the McAllen Foreign Trade Zone was an important general-purpose foreign trade zone. At the time McAllen’s main industries were retail, tourism and farming, and each was in trouble. The devaluation of the Mexican peso in the 1980s put a damper on cross-border shopping; local tourism was down because of the recession. In 1983 a freeze took out much of the Valley’s citrus crop.

The Rio Grande Valley really didn't begin its rapid develop until the introduction of irrigation in 1898 and the building of the railroad in 1904. These major additions turned a once relatively desolate area into a major agricultural center. Throughout much of the 1900s, McAllen was a rural, agriculture-based economy characterized by sporadic growth. Today, the area is being transformed into a major international trade area by developing first-rate commercial, retail, office, industrial, medical, retirement and educational facilities. As recently as 1990, McAllen's unemployment rate was at 22.6 percent. By the end of 2005, that figure dropped to 7.7 percent. However, In 2011, census.gov listed the McAllen metro area the poorest in the nation.