Car Title Loans in Katy, Texas

Do you need cash now? One Way Car Title Loans serves the Katy, Texas area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Katy

Katy is a city in the U.S. state of Texas, within Houston–The Woodlands–Sugar Land metropolitan area. The city encompasses the counties of Harris, Fort Bend, and Waller. The population was 14,102 at the 2010 census. City data estimates population in 2012 at 14,661.

In the mid-1800s Katy was known as Cane Island. Named for the creek that still runs through the area (now a branch of Buffalo Bayou).The creek was filled with cane presumed to have been planted for fur trapping by earlier residents. In the middle of the flat coastal prairie – this ‘island’ of cane was surrounded by an ocean of tall grass; thus the area became known as Cane Island. The trail from Harrisburg to San Antonio known as the San Felipe Road; ran right through it.

In 1845 James J. Crawford received a land grant that included this area. Hot summers, cold winters, thick mud and voracious mosquitoes made the area quite difficult to settle. Thirty years later Crawford, John Sills and freed slaves Thomas and Mary Robinson were the only recorded residents of Cane Island. In 1893 the Missouri–Kansas–Texas Railroad (now a part of Union Pacific) started laying rails through Cane Island. The railroad began operation in 1895. That same year James Oliver Thomas laid out a town and in January 1896 the town of Katy was named through Thomas’s post office application. The name was based on appreciation for the MKT Railroad (which was called ‘the Katy’ by railroad officials) and the expected prosperity its arrival would bring to the new town. Today, the original train stop and railroad tracks are still very much a part of the town. By the early 1900s many families had come by train and wagon to establish Katy. Several hotels, stores, livery and saloons were prospering and farms and ranches were replacing the wild prairie. Cotton and peanuts were the first successful crops but rice soon became the favorite. Katy later became known for rice farming, the first concrete rice driers in the state of Texas were built here in 1944 and still stand as landmarks.

In 1945 the City of Katy was incorporated as a municipality. Boundaries were determined by finding the area that contained the most residents and was reasonably sized so that it could be managed by city services. The City of Katy is now the anchor for the greater Katy area, defined by the boundaries of 181 sq mi (470 km2). Katy Independent School District.

Katy is a thriving area west of Houston but is often further defined as either "old Katy" or "the Katy area". Old Katy is the actual City of Katy which was incorporated in 1945 and is located near the western edge of the greater Katy area. Before the City was incorporated and boundary lines were drawn, the entire area was known as Katy because Katy's MKT Railroad Depot was the hub of all business in this vicinity. Today the Katy area includes the City of Katy but also the large sections of unincorporated Harris, Fort Bend and Waller counties and defined by the boundaries of the 181 sq mi (470 km2) Katy Independent School District. Most residents of the area have a Katy postal address causing some confusion. The All Aboard Katy! public art project and the Katy Area Economic Development Council's "Energy Grows Here" branding initiative are large scale projects that have been launched to help promote,identify and unite the Katy area.