Car Title Loans in Cross Roads, Texas

Do you need cash now? One Way Car Title Loans serves the Cross Roads, Texas area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Cross Roads

Cross Roads is an unincorporated community in southwestern Henderson County, Texas, United States.

Cross Roads is at the junction of Farm roads 59 and 3441 in southwestern Henderson County. The town was founded in 1846 by the Reverend Hezekiah Mitcham and his wife Mary Clarke Mitcham who had come from Marengo Co. Alabama according that county's 1830 Census. The earliest settlement was called Science Hill. In 1885 the Wildcat post office was opened at the site with George B. Thompson as postmaster. By 1892 the community had three cotton gins, a general store, and several other establishments, but the Wildcat post office closed in 1905. The community was also referred to as Thompson's Mill because of a water-powered mill built in 1871 by D. M. Thompson on Wildcat Creek. Cross Roads, as a named community, traces its origins to the early 1890s. A brush-arbor camp meeting of Baptists was held at the point where the road from Athens to Wildcat Ferry and the road from Malakoff to Palestine crossed, and gave the location the name "Cross Roads." The first permanent building in the area was a church, which was erected after the Union-Center school moved from Thompson's Mill to the Cross Roads location. In 1908 a one-room school was erected; it was taught by Sam Holland, who later became district judge of Henderson County. In the early part of the twentieth century numerous gins, gristmills, and other businesses supportive of an agricultural community thrived at Cross Roads. There was a post office there until World War I, and a courthouse was built to house the justice of the peace court.

In the mid-1920s, as a result of the merger of various smaller schools in the area, the Cross Roads Consolidated School was established. From the 1920s through the end of World War II the school was expanded and upgraded. The Work Projects Administration made several improvements to the school facility, and in the late 1940s the Cross Roads Independent School District was formed as the consolidation of eight common school districts in the general vicinity. After a disastrous fire in 1953 much of the school plant was rebuilt. In 1990 the Cross Roads Independent School District comprised 75,000 acres and had 500 students. Cotton and ranching were the most important agricultural activities in the district, particularly in the Trinity River bottom, but other areas produced various truck crops and fruit. Discoveries of oil and gas in the 1940s and 1950s contributed to a brief resurgence. A population of 135 was reported in 1988, 1990, and 2000.