Car Title Loans in Cooper, Texas

Do you need cash now? One Way Car Title Loans serves the Cooper, Texas area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Cooper

The city of Cooper /ˈkʊpər/ is the county seat of Delta County, in the U.S. state of Texas. Located between the north and south forks of the Sulphur River, Cooper is the largest settlement within Delta County. As of the U.S. Census of 2010, Cooper had a population of 1,969.

First inhabited by native peoples, Cooper was founded around 1870, at the same time that Delta County was established. Cooper grew rapidly and it quickly became the center of local events. The city's economy relied primarily on agricultural farming and the shipping of local goods. In the mid-1890s, a railroad line was built through the city, assisting in Cooper's growth. The city continued to grow through the 1910s, and into the early 1920s. In 1926, however, the region's cotton crop failed, devastating the local economy. Many businesses were forced to close, including the railroad, and the city's population plummeted. Although Cooper began to recover during the mid-1930s, many people who left did not return, and the city never fully recovered. The local economy continued to rely on the growing of cotton as the main economy into the 1960s, until it began to shift to wheat growing in the early 1970s. The population of Cooper has been on a slow decline since the 1970s.

Cooper currently has no sites listed on the National Register of Historic Places. The city's economy still relies largely on agriculture. Cooper is located on the eastern edge of the Dallas–Fort Worth metroplex (DFW metroplex), a large, twelve-county metropolitan area, one of the most populated in the country.

Cooper, as well as most of Delta County, is located in the Texas Blackland Prairies region, a flat, tall grass prairie ecosystem which covers a large portion of north central Texas. The region's elevation rarely strays from around 400 feet (120 m) to 500 feet (150 m). The area's geology consists mainly of deep clay, or clay mixed with a dark-colored loam. However, the county is also known to have high-quality topsoil, ideal for crop growing.

Cooper's economy relied heavily on agricultural farming from its founding until the 1950s, especially on the growing of cash crops. In 1880, cotton, corn, sorghum and other crops were grown on over 100,000 acres (40,000 ha) of farmland. The county also produced large quantities of livestock, with almost 3,000 cows and 10,000 hogs grazing on land near Cooper. The logging industry began to grow in the region, and several mills were constructed, producing furniture and lumber. In 1886, the Santa Fe Railway built a line through the county, and the shipping of crops and lumber became a major business in Cooper. During the early 1890s, the livestock industry in Delta County struggled, with the number of hogs being raised dropping to half of what it had been the previous decade. However, the agricultural business boomed, with the number of farms in the area around Cooper increasing to 1,188, and the value of the farms doubled to $1,400 (equivalent to $2,869,700 respectively in 2013) each. The production of cotton tripled, and the poultry industry began to boom. Within the city limits, Cooper housed a hotel, a shoemaker, a grocery store, a wagon maker, feed stores, general stores, drug stores, and several cotton and oat gins. Delta County contained 18 manufacturing establishments, but they only employed 33 people. The average income for someone working in the region was $208 (equivalent to $2,869,655 respectively in 2013).

Since its founding, Cooper has served as the center of attractions for Delta County. The city became host to several small schools and churches. In 1955, the construction of Cooper Lake was authorized. In 1986, major work on the lake began, and the lake was finished in 1991. The lake is now the most popular tourist attraction in the area. Boating, swimming, and fishing are available at Cooper Lake. The main fish stocked in the lake are catfish, largemouth bass, and crappie. Along the north shore of the lake is the Doctor's Creek Unit of Cooper Lake State Park. The park contains several picnic areas, campgrounds and a large swimming area on Cooper Lake. The park also contains several hiking and equestrian trails. On the eastern edge of the lake near the Cooper Lake Dam is the Wildlife Observation Deck, a large birdwatching platform. Along the west and northwest shores of the lake is the Cooper Wildlife Management Area. The park was constructed by the U.S. Army Corps of Engineers, and protects four unique habitat types. These are wetland, Blackland Prairie, Upland Post Oak, and Bottomland Hardwood. The park contains several hiking trails, as well as birdwatching stations and wildlife viewing areas. The park allows fishing and hunting to visitors if they have a proper license.

Cooper is also host to the annual Chiggerfest. The event, held every October, serves as a social gathering for the region. The two-day event begins with an open-air concert in Historic Cooper Square. Other events include a 5K run/walk and smashing a car. The festival includes numerous street vendors and a children's area. Patterson Memorial County Library is also located in Cooper, as well as a 15-acre (6.1 ha) municipal park, and numerous recreational and community centers.