Car Title Loans in Commerce, Texas

Do you need cash now? One Way Car Title Loans serves the Commerce, Texas area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Commerce

Commerce is a Texas city located in Hunt County, Texas, United States, located in rural North Texas. The population was 9,250 at the 2010 census. Commerce is the second largest city in Hunt County and is situated in the northeastern part of the Dallas/Fort Worth Metroplex, and 45 miles south of the Texas/Oklahoma border. The city is home to Texas A&M University–Commerce, a major 4-year University of over 12,000 students that has been in the town since 1894.

The rural area in and around Commerce was originally known as Cow Hill, and the town was established in 1872 and named Commerce due to the thriving economic activity, by merchant William Jernigin between the Middle and South Sulphur rivers on the rich, black gumbo prairie in northeast Hunt County. The town incorporated in 1885, and nine years later Prof. William L. Mayo moved East Texas Normal College from Cooper to Commerce after the school burned. Mayo continued as president of the college, now known as Texas A&M University–Commerce, until his death in 1917 and is buried on the campus grounds.

Commerce was named the “Bois d’Arc Capital of Texas” (pronounced "bow-dark") by the Texas Legislature because of its location in the geographic center of the indigenous range of the bois d’arc tree. The second largest bois d’arc tree in Texas “Big Max”, recognized by the National Forests Famous and Historic Trees, is located within the city limits. Held every September, the annual festival Bois d’Arc Bash pays homage to bois d’arc trees which played a vital part in the frontier days, providing foundations, fences and weapons of the Native Americans. The Bash celebrates with arts & crafts vendors, food, parade, kid's game area, pageant, wine tasting, musical entertainment, 5K run, and car & truck show.

The 1924 Texas Republican gubernatorial nominee, George C. Butte, was reared on a farm near Commerce, and World War II war hero Claire Chennault was born in Commerce.

Due to being a rural college town with proximity to Dallas, Commerce has an economy that remained steady for years, but recently has seen some increase with a few new businesses opening and others being renovated. The downtown area is approximately one mile from the University and is the hub for town festivities. The downtown area includes three bars, Chinese food restaurant, fashion retailer, office supplies retailer, thrift shop, real estate, law, and tax preparation offices, pet supplies retailer, Chamber of Commerce, and four banks.