Car Title Loans in Cairo, Illinois

Do you need cash now? One Way Car Title Loans serves the Cairo, Illinois area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Cairo

Cairo (/ˈkeɪroʊ/ care-o) is the southernmost city in the U.S. state of Illinois, and is the county seat of Alexander County.

Cairo is located at the confluence of the Mississippi and Ohio Rivers. The rivers converge at Fort Defiance State Park, a Civil War fort that was commanded by General Ulysses S. Grant. Cairo has the lowest elevation of any location within Illinois and is the only city in the state surrounded by levees.

Several blocks in the town comprise the Cairo Historic District, listed on the National Register of Historic Places (NRHP). The Old Customs House is also on the NRHP. The city is part of the Cape Girardeau−Jackson, MO-IL Metropolitan Statistical Area. The population at the 2010 census was 2,831, a significant decline from its peak population of 15,203 in 1920.

The entire city was evacuated during the 2011 Mississippi River Floods, after the Ohio River rose above the 1937 flood levels, out of fear of a 15-foot wall of water inundating the city. The United States Army Corps of Engineers breached levees in the Mississippi flood zone below Cairo in Missouri in order to save the areas above the breach along both the Ohio and Mississippi rivers.

Cairo was founded by the Cairo City & Canal Company in 1837, and incorporated as a city in 1858. For fifteen years, the town grew slowly, but the sale of lots (commencing in 1853) and the completion of the Illinois Central Railroad attracted settlers and merchants. By 1860, the population exceeded 2,000.

For protection from seasonal flooding, Cairo is completely enclosed by a series of levees and flood walls, due to its low elevation between the rivers. Several buildings, including the old custom house, were originally designed to be built to a higher street level, to be at the same height as the top of the levees. That plan was scrapped as the cost of fill to raise the streets and surrounding land to that height proved to be impractical. In 1914 a large flood gate was constructed by Stupp Brothers of St. Louis, Missouri. The flood gate is known as the "Big Subway Gate," and it was designed to seal the northern levee in Cairo by closing over U.S. Highway 51. The gate weighs 80 tons, is 60 feet wide, 24 feet high and five feet thick. With the addition of the gate, Cairo could become an island, completely sealed off from approaching flood waters.

Cairo's turbulent history is often traced back to the lynching of black resident William James. In 1900, Cairo had a population of nearly 13,000. Of that total, approximately 5,000 residents were black. In 1900, this was an unusually high black population for a town of Cairo's size. Five percent of all black residents of the state of Illinois resided in Cairo. As a result of the large black population in a town with a traditionally southern white heritage, race relations were already strained by 1900. On the night of November 11, 1909 two men were lynched. The first man lynched was a black man named William James, who was allegedly responsible for the murder of Anna Pelly, a young white woman killed three days earlier. The second man lynched was a white man named Henry Salzner, who had allegedly murdered his wife in the previous August.

With the decline in river trade, as has been the case in many other cities on the Mississippi, Cairo has experienced a marked decline in its economy and population. Its highest population was 15,203 in 1920; in 2010 it had 2,831 residents. The community and region are working to stop abandonment of the city, restore its architectural landmarks, and develop heritage tourism focusing on its history and relationship to the Mississippi and Ohio Rivers, to bring new opportunities to the community.