Car Title Loans in Tracy, California

Do you need cash now? One Way Car Title Loans serves the Tracy, California area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Tracy

Tracy is the second most populated city in San Joaquin County, California, United States and an exurb of Stockton. The population was 82,922 at the 2010 census. Tracy is located inside a geographical triangle formed by Interstate 205 on the north side of the city, Interstate 5 to the east, and Interstate 580 to the southwest, this has given rise to Tracy's motto, now recorded on the city's website: "Think Inside the Triangle".

The origins of Tracy are related to the mid-19th century construction of Central Pacific Railroad lines running from Sacramento through Stockton and to the San Francisco Bay Area. A number of small communities sprang up along these lines, including the one named for railroad director Lathrop J. Tracy. Incorporated in 1910, Tracy grew rapidly and prospered as an agricultural area even when railroad operations began to decline in the 1950s. Beginning in the 1980s, Tracy experienced a growth spurt as people migrated to the city looking for affordable alternatives to Bay Area home prices, in addition to a more tranquil lifestyle. A steady period of growth ensued, as many companies found Tracy an ideal location for their distribution facilities. The city today is home to several of these distribution facilities and is setting its sights on newer industries, including expansion of hi-tech companies from their existing Silicon Valley bases.

Located in the Central Valley, Tracy sits near both fertile and (due to a region of hills west of Tracy) unfertile agricultural lands. Some of this land (in the east and mostly north of Tracy because of the moist Delta river system) has come under increasing development pressure as the San Francisco Bay Area's vigorous population growth has spilled over into the Tracy area as well as other locations such as new town of Mountain House (because of TRAQC's Measure A in 1990) near the Bay Area's edge.

In an effort to reduce its impact on the environment, the city launched the Emerald Tracy Project in September 2009. City spokesman Matt Robinson said that if it succeeds, Tracy will be the second city after Riverside to satisfy the state’s goal for sustainable communities.

Three main school districts serve the city of Tracy. The largest and most recognized is the Tracy Unified School District. This school system incorporates many elementary and middle schools as well as six Tracy high schools: Tracy High School, Merrill F. West High School, Delta Charter High School, Millennium Charter High School, John C. Kimball High School, and Mountain House High School, which is planned to open in 2014. Tracy's expelled students attend the Willow community day school, and the Tracy One Program, or Community One. The other two school districts are: Lammersville Joint Unified School District and Jefferson School District which incorporates the south side of Tracy and includes four schools: Jefferson Middle School, Hawkins School, Monticello Elementary School and Anthony C. Traina School.