Car Title Loans in Scotts Valley, California

Do you need cash now? One Way Car Title Loans serves the Scotts Valley, California area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Scotts Valley

Scotts Valley is a small city in Santa Cruz County, California, United States, about thirty miles (48 km) south of downtown San Jose and six miles (10 km) north of Monterey Bay, in the upland slope of the Santa Cruz Mountains. As of the 2010 census, the city population was 11,580. Principal access to the city is supplied by State Route 17 that connects San Jose and Santa Cruz. The city was incorporated in 1966.

Scotts Valley was named after Hiram Scott, who purchased Rancho San Agustin, including the valley, in 1850 from Joseph Ladd Majors. Before Majors, the property was owned by José Bolcoff. Bolcoff was the original settler and first European to claim title and live in what was to be Scotts Valley. He was born Osip Volkov around 1794 in Petropavlovsk-Kamchatsky, Siberia. Working as a fur trader around 1815, Bolcoff jumped ship on the Monterey Bay shoreline, quickly assimilated into the Spanish culture, and was well received by the Spanish authorities. Volkov had his Russian Orthodox Baptism validated in Mission Soledad in 1817, and was given the Spanish name José Antonio Bolcoff. Bolcoff lived with and traveled with Alta California's governor Pablo Vicente de Solá, acting as an interpreter.

Scotts Valley is also near Big Basin Redwoods State Park, Henry Cowell Redwoods State Park, and Roaring Camp Railroads. The town is surrounded by coast redwood forests. The city of Santa Cruz lies to the south. A relatively large municipal skateboard park, where pro skateboarder Eric Costello died October 2005 due to improper helmet use, is near Skypark, the site of a former airport, in central Scotts Valley.

Air in Scotts Valley is typically maritime in origin, as it moves over the land from the Pacific Ocean. Summers are warm and dry, while winters are mild and generally rainy. Most rain falls as a result of winter Pacific storms between the months of November and April. Sound levels in Scotts Valley are typically in the range of 57 to 65 dBA, except for somewhat higher levels within 150 feet (46 m) from Highway 17.