Car Title Loans in Santa Cruz, California

Do you need cash now? One Way Car Title Loans serves the Santa Cruz, California area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Santa Cruz

Santa Cruz (/ˈsæntə ˈkruːz/, Spanish: Holy Cross) is the county seat and largest city of Santa Cruz County, California in the US. As of the 2011 U.S. Census, Santa Cruz had a total population of 60,049. Situated on the northern edge of the Monterey Bay, about 72 mi (116 km) south of San Francisco, the city is part of the U.S. Census-designated 11-county San Francisco Bay Area Combined Statistical Area but not within the traditional 9-county definition of the San Francisco Bay Area, as it is not in a county that touches the San Francisco Bay. Santa Cruz is counted as part of the Monterey Bay region.

The present-day site of Santa Cruz was the location of Spanish settlement beginning in 1791, including Mission Santa Cruz and the pueblo of Branciforte. Following the Mexican–American War of 1846–48, California became the 31st state in 1850. The City of Santa Cruz was chartered in 1866. Important early industries included lumber, gunpowder, lime and agriculture. Late in the 19th century, Santa Cruz established itself as a beach resort community. Santa Cruz is now known for its moderate climate, the natural beauty of its coastline such as at Natural Bridges State Beach, redwood forests, alternative community lifestyles, and socially liberal leanings. It is also home to the University of California, Santa Cruz, a premier research institution and educational hub, as well as the Santa Cruz Beach Boardwalk, an oceanfront amusement park operating continuously since 1907.

Santa Cruz was hard hit by the 1989 Loma Prieta earthquake. It was also hit by ocean surges caused by the 2011 Tōhoku earthquake and tsunami, wherein the Santa Cruz Small Craft Harbor sustained an estimated $10 million of damage, with another $4 million of damage to docked boats there.

Santa Cruz has an activist Veteran community. The United Veterans Council sponsors a community-based program for Veterans dealing with re-entry into society as an alternative to government remedies. The Bill Motto VFW post #5888 sponsors anti-war and peace efforts in Santa Cruz and throughout the country. The Veterans Memorial Building is host to punk, reggae, and hip-hop acts from Santa Cruz and around the world. It is also the home of the Bill Motto Post-sponsored Thanksgiving and Christmas dinners. These dinners were started by post #5888 in the late seventies. In 2006, the Thanksgiving dinner served 1,400 people. Founded in 1976, The Resource Center for Nonviolence is one of the oldest and most centrally located non-profit organizations committed to political and social activism in Santa Cruz County. The center is "dedicated to promoting the principles of nonviolent social change and enhancing the quality of life and human dignity". In 1998, the Santa Cruz community declared itself a Nuclear-free zone, and in 2003, the Santa Cruz City Council became the first City Council in the U.S. to denounce the Iraq War. The City Council of Santa Cruz also issued a proclamation opposing the USA PATRIOT Act.

The principal industries of Santa Cruz are agriculture, tourism, education (UCSC) and high technology. Santa Cruz is a center of the organic agriculture movement, and many specialty products as well as housing the headquarters of California Certified Organic Farmers. Tourist attractions include the classic Santa Cruz Beach Boardwalk on the beach, the redwood forests, and Monterey Bay, which is protected as a marine sanctuary.