Car Title Loans in Rancho Santa Margarita, California

Do you need cash now? One Way Car Title Loans serves the Rancho Santa Margarita, California area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Rancho Santa Margarita

Rancho Santa Margarita is an affluent city in Orange County, California. One of Orange County's youngest cities, Rancho Santa Margarita is a master planned community set upon rolling hills. Most neighborhoods in Rancho Santa Margarita are within various homeowners associations. The population was 47,853 at the 2010 census, up from 47,214 at the 2000 census.

The city seal has the brands of Rancho Mission Viejo and Rancho Santa Margarita and Las Flores on the border, with artwork containing Santiago Peak in the background. The tower in the foreground symbolizes the Rancho Santa Margarita Lake Tower.

The City is a general law city and operates under the council-manager form of government. Rancho Santa Margarita is a contract city. Police services are provided through contract with the Orange County Sheriff. Fire Protection services are provided through the Orange County Fire Authority.

Rancho Santa Margarita is bordered by the city of Mission Viejo on the west, the census-designated Coto de Caza and Las Flores on the south, Trabuco Canyon on the north, and the Cleveland National Forest on the east.

Rancho Santa Margarita, like most of coastal Southern California, generally has a Mediterranean climate. The name derives from its similarity to the climate of areas along the Mediterranean Sea. Summers are warm to hot, and winters are cool, rarely falling below freezing. Precipitation in Rancho Santa Margarita occurs predominantly during the winter months. The average January temperature in Rancho Santa Margarita is 56 °F (13 °C), while the average August temperature is 73 °F (23 °C).