Car Title Loans in Ferndale, California

Do you need cash now? One Way Car Title Loans serves the Ferndale, California area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Ferndale

Ferndale is a city in Humboldt County, California, United States. Its population was 1,371 at the 2010 census, down from 1,382 at the 2000 census. The city contains dozens of well-preserved Victorian storefronts and homes. Ferndale is the northern gateway to California's Lost Coast and the city, which is sited on the edge of a wide plain near the mouth of the Eel River, is also located near the extensive preserves of Coast Redwood forests.

Before American settlement, Ferndale was a glade of giant ferns, surrounded by Alder, Willow, Sitka Spruce, Douglas fir, Coast Redwood, swampy land and windswept prairies. The area was populated by the southern Wiyot people, centered along the Eel River where they caught Lamprey eels, Salmon and Sturgeon in iris leaf fish nets, collected shellfish along the river and at its mouth, while cultivating only a California species of tobacco until settlement by Willard Allard, Seth Louis Shaw and his brother Stephen W. Shaw in the summer of 1852.

Ferndale is located at 40°34.6′N 124°15.8′W. Its location south of US 101, is very close to the mouth of the Eel River as it enters the Pacific Ocean. By car, Ferndale is 265 miles (426 km) north of San Francisco and just 12 miles (19 km) south of Eureka. California State Route 211is the major road connecting the city with US 101. Directly to the south of Ferndale is the Lost Coast region, whose geology and terrain has made it very difficult to establish routes through the area. It has thus made that area only accessible by land via small county mountain roads, such as Mattole Road, running from Ferndale south to Petrolia .

Ferndale's climate is moderated by being close to the Pacific Ocean and in the lee of the Wildcat Hills. Winter temperatures rarely go below freezing and summer days are rarely over 80 °F (27 °C). Ferndale receives most of its nearly 50 inches (130 cm) of rain from November to May, with lesser amounts in the summer months. Local microclimates are varied and support tropical palm trees and Sitka spruce, including a mature Sitka forest in Russ Park, and the over 150 feet (46 m) tall spruce lighted every year for Christmas. Morning fogs are common year round.