Car Title Loans in Encinitas, California

Do you need cash now? One Way Car Title Loans serves the Encinitas, California area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Encinitas

Encinitas is a coastal beach city in San Diego County, California. Located within Southern California, it is approximately 25 miles (40 km) north of San Diego in North County and about 95 miles (153 km) south of Los Angeles. As of the 2010 census, the city had a population of 59,518, up from 58,014 at the 2000 census. The largest single industry in the city is the growing of ornamental flowers, particularly poinsettias.

The city was incorporated after a majority vote of 69.3% in 1986 from the communities of historic Encinitas, new Encinitas (Village Park, etc.), Leucadia, Cardiff-by-the-Sea and Olivenhain. These communities retain their identities and distinctive flavors.

Encinitas lies on rugged coastal terrain. The city is bisected by a low lying coastal ridge that separates New and Old Encinitas. In the north of the city, the coast rises in elevation and the land is raised up in the form of many coastal bluffs. The city is surrounded by Batiquitos Lagoon and San Elijo Lagoon to the north and south, respectively.

Encinitas has a very mild, Mediterranean climate. Average daily high temperature is 72 °F (22 °C). Temperatures below40 °F (4 °C) and above 85 °F (29 °C) are rare. Average rainfall is about 10 inches (250 mm) per year. The wet season lasts during the winter and spring, when temperatures are usually cool. Average daytime temperatures hit 65F in winter and spring, when rain and marine layer (fog) are common (May Gray/June Gloom). Nighttime lows range from 45-55F. The dry season lasts from summer through fall, with average daytime temperatures ranging from 75-85F, and nighttime lows being from the upper 50s-60sF. Ocean water temperatures average 60F in winter, 64F in spring, 73F in summer, and 66F in fall.