Car Title Loans in El Centro, California

Do you need cash now? One Way Car Title Loans serves the El Centro, California area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About El Centro

El Centro is a city in and county seat of Imperial County, the largest city in the Imperial Valley, east anchor of the Southern California Border Region, and the core urban area and principal city of the El Centro metropolitan area, which encompasses all of Imperial County. El Centro is also the largest American city to lie entirely below sea level (-50 feet). The city, located in the far southeastern corner of California, is near the major Southern California cities of San Diego and Los Angeles to its west as well as Phoenix and Tucson to its east.

Founded in 1906, W. F. Holt and C.A. Barker purchased the land on which El Centro was eventually built for about $40 an acre and invested $100,000 in improvements. As one historian of Valley life put it, "in only five months El Centro went from a barley field to a city...". It is home to retail, transportation, wholesale, and agricultural industries. There are also two international border crossings nearby for commercial and noncommercial vehicles. The city's population was 42,598 at the 2010 census, up from 37,835 in 2000. As of May, 2012, the El Centro Metropolitan Statistical Area ranked 371st out of 372, with the second highest unemployment rate among American cities, at 26.8% (surpassed only by Yuma, Arizona, with a rate of 28.9%).

Spanish explorer Melchor Díaz was one of the first Europeans to visit the area around El Centro and Imperial Valley in 1540. The explorer Juan Bautista de Anza also explored the area in 1776 (an elementary school in El Centro now bears his name). Years later, after the Mexican-American War, the northern half of the valley was annexed by the U.S., while the southern half remained under Mexican rule. Small-scale settlement in natural aquifer areas occurred in the early 19th century (the present-day site of Mexicali), but most permanent settlement (Anglo Americans in the U.S. side, Mexicans in the other side) was after 1900.

Originally part of San Diego County, the Imperial Valley was settled by farmers once water from the Colorado River was diverted via canals to irrigate the desert valley floor.

In 1906, the land on which El Centro was later built was purchased by W. F. Holt and C.A. Barker.

By 1907 Imperial County was incorporated into California and by then much of the valley was successfully irrigated.