Car Title Loans in El Cajon, California

Do you need cash now? One Way Car Title Loans serves the El Cajon, California area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About El Cajon

El Cajon is a city in San Diego County, California. The population was 99,478 at the 2010 census and grew to 100,116 in 2011. Nestled in a valley surrounded by mountains, the city has acquired the nickname of "The Big Box". Its name originated similarly, from the Spanish phrase "el cajón", which means "the big box" or "the drawer".

El Cajón, the Spanish word for "box", was first recorded on September 10, 1821, as an alternative name for sitio rancho Santa Mónica, describing the "boxed in" nature of the valley in which it sat. The name appeared on maps in 1873 and 1875 as shortened to just "Cajon" until the modern town developed where the post office was named "Elcajon." In 1905, the name was once again expanded to "El Cajon" when California banker and historian, Zoeth Skinner Eldredge, insisted that the words be separated.

During Spanish rule (1769-1821), the government encouraged settlement of territory now known as California by the establishment of large land grants called ranchos, from which the English word ranch is derived. Land grants were made to the Roman Catholic Church which set up numerous missions throughout the region. In the early nineteenth century, mission padres' search for pasture land led them to the El Cajon Valley. Surrounding foothills served as a barrier to straying cattle and a watershed to gather the sparse rainfall. For years, the pasture lands of El Cajon supported the cattle herds of the mission and its native Indian converts.

It was not until the Mexican era (1821–1846) that titles to plots of land were granted to individuals. The original intent of the 1834 secularization legislation was to have church property divided among the former mission Indians. However, most of the grants were actually made to rich 'Californios' of Spanish background who had long been casting envious eyes on the vast holdings of the Roman Catholic Missions. In 1845 California Governor Pio Pico confiscated the lands of Mission San Diego de Alcala. He granted eleven square leagues (about 48,800-acres, 197km2) of the El Cajon Valley to Dona Maria Antonio Estudillo, daughter of José Antonio Estudillo, alcalde of San Diego, to repay a $500 government obligation. The grant was originally called Rancho Santa Monica and encompassed present day El Cajon, Bostonia, Santee, Lakeside, Flinn Springs, and the eastern part of La Mesa. It also contained the 28-acre (0.11 km2) Rancho Cañada de los Coches grant. Maria Estudillo was the wife of Don Miguel Pedrorena (1808–1850), a native of Madrid, Spain, who had come to California from Peru in 1838 to operate a trading business.

With the cession of California to the United States following the Mexican-American War, the 1848 Treaty of Guadalupe Hidalgo provided that the land grants would be honored. As required by the Land Act of 1851, a claim for Rancho El Cajon was filed by Thomas W. Sutherland, guardian of Pedrorena's heirs (his son, Miguel, and his three daughters, Victoria, Ysabel and Elenain) with the Public Land Commission in 1852, confirmed by the U.S. Supreme Court, and the grant was patented in 1876. In 1868, Los Angeles land developer Isaac Lankershim bought the bulk of the Pedrorena's Rancho El Cajon holdings, employing Major Levi Chase, a former Union Army officer, as his agent. Chase received from Lankershim 7,624 acres (30.9 km2) known as the Chase Ranch. Lankershim hired Amaziah Lord Knox (1833-1918), a New Englander whom he had met in San Francisco, to manage Rancho El Cajon. In 1876, Knox established a hotel there to serve the growing number of people traveling between San Diego and Julian, where gold had been discovered in 1869. Room and board for a guest and horse cost $1 a night. The area became known as Knox's Corners and was later renamed. By 1878there were 25 families living in the valley and a portion of the hotel lobby became the valley post office with Knox as the first postmaster.

El Cajon was incorporated as a city in 1912. A portion of the western boundary of the city follows the eastern boundary of a similar land grant, made under Spanish law (prior to Mexican independence) to the Mission San Diego de Alcala.