Car Title Loans in Phoenix, Arizona

Do you need cash now? One Way Car Title Loans serves the Phoenix, Arizona area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Phoenix

Phoenix (/ˈfiːnɪks/ fee-niks; O'odham: S-ki:kigk; Yavapai: Wathinka or Wakatehe; Western Apache: Fiinigis; Navajo: Hoozdoh; Mojave: Hachpa 'Anya Nyava) is the capital, and largest city, of the U.S. state of Arizona, as well as the sixth most populous city nationally, after (in order) New York, Los Angeles, Chicago, Houston, and Philadelphia. Phoenix is also the most populous state capital in the United States. Phoenix is home to 1,445,632 people according to the 2010 U.S. Census Bureau data.

It is the anchor of the Phoenix metropolitan area (also known as the Valley of the Sun) and is the 12th largest metro area by population in the United States with about 4.2 million people in 2010. In addition, Phoenix is the county seat of Maricopa County and is one of the largest cities in the United States by land area.

Phoenix was incorporated as a city in 1881, after being founded in 1861 near the Salt River close to its confluence with the Gila River. The city has a notable and famous political culture and has been home to numerous influential American politicians, including Barry Goldwater, William Rehnquist, John McCain, Carl Hayden, and Sandra Day O'Connor. Residents of the city are known as Phoenicians.

Located in the northeastern reaches of the Sonoran Desert, Phoenix has a subtropical desert climate.

The history of Phoenix as a city begins with Jack Swilling, a Confederate veteran of the American Civil War (1861–1865), who came west to seek wealth in the 1850s, and worked primarily in Wickenburg. On an outing in 1867, he stopped to rest at the foot of the White Tank Mountains, observed the abandoned river valley, and considered its potential for farming, much like that already cultivated by the military further east, near Fort McDowell. The terrain and climate were optimal; only a regular source of water was necessary. The existence of the old Hohokam ruins, showing clear paths for canals, made Swilling imagine new possibilities. He had a series of canals built, which followed those of the ancient Native American system.

A small community formed that same year about 4 miles (6 km) east of the present city. It was first called Pumpkinville, due to the large pumpkins that flourished in fields along the canals. Later it was called Swilling's Mill in his honor, though later renamed Helling Mill, Mill City, and finally, East Phoenix. Swilling, a former Confederate soldier, wanted to name the city "Stonewall", after General Stonewall Jackson. Others suggested the name "Salina". Neither name, however, was supported by the community. Finally, Lord Darrell Duppa suggested the name "Phoenix", as it described a city born from the ruins of a former civilization.

By 1881, Phoenix had outgrown its original townsite-commissioner form of government. The 11th Territorial Legislature passed "The Phoenix Charter Bill", incorporating Phoenix and providing for a mayor-council government. The bill was signed by Governor John C. Fremont on February 25, 1881. Phoenix was incorporated with a population of approximately 2,500, and on May 3, 1881, Phoenix held its first city election. Judge John T. Alsap defeated James D. Monihon, 127 to 107, to become the city's first mayor.

The Phoenix area is surrounded by the McDowell Mountains to the northeast, the White Tank Mountains to the west, the Superstition Mountains far to the east, and the Sierra Estrella to the southwest. Within the city are the Phoenix Mountains and South Mountains. Current development (as of 2005) is pushing beyond the geographic boundaries to the north and west, and south through Pinal County. According to the United States Census Bureau, the city has a total area of 517.9 square miles (1,341 km2); 516.7 square miles (1,338 km2) of it is land and 1.2 square miles (0.6 km², or 0.2%) of it is water.

As with most of Arizona, Phoenix does not observe daylight saving time. In 1973, Gov. Jack Williams argued to the US Congress that energy use would increase in the evening, as refrigeration units were not used as often in the morning on standard time. He went on to say that energy use would rise "because there would be more lights on in the early morning." He was also concerned about children going to school in the dark, which indeed they were. The exception to this are lands of the Navajo Nation in Northeastern Arizona, which observe daylight saving time in conjunction with the rest of their tribal lands in other states.

Phoenix is currently home to four Fortune 500 companies: electronics corporation Avnet, mining company Freeport-McMoRan, retailer PetSmart and waste hauler Republic Services. Honeywell's Aerospace division is headquartered in Phoenix, and the valley hosts many of their avionics and mechanical facilities. Intel has one of their largest sites here, employing about 10,000 employees and 7 chip manufacturing fabs, including the $3 billion state-of-the-art 300 mm and 45 nm Fab 32.

Phoenix has long been renowned for authentic Mexican food, thanks to both the large Hispanic population and proximity to Mexico. But the recent population boom has brought people from all over the nation, and to a lesser extent from other countries, and has since influenced the local cuisine. International food, such as Korean, Brazilian, and French, has become more common throughout the valley in recent years. However, Mexican food is still the most popular food, with Mexican restaurants found all over the area.